Closing Costs Calculator

Estimate your home buying closing costs with a detailed breakdown of all fees

Purchase Details

$

The purchase price of the home

$
%

Enter a fixed amount or percentage of home price

Title Insurance

Protects against claims on property ownership

Typical: 0.5% of home price

$1,750

Home Inspection

Professional inspection of property condition

Typical: $300 - $500

$400

Appraisal Fee

Professional property valuation

Typical: $350 - $600

$450

Loan Origination Fee

Lender fee for processing the mortgage

Typical: 0.5% - 1% of loan amount

$2,800

Attorney/Legal Fees

Legal review and documentation

Typical: $500 - $2,500

$1,050

Recording Fees

Government fee to record the deed

Typical: $75 - $200

$125

Survey Fee

Property boundary verification

Typical: $300 - $600

$400

Escrow/Settlement Fee

Third-party transaction management

Typical: $400 - $1,500

$700

About Closing Costs

Closing costs are fees and expenses you pay when finalizing a real estate transaction. They typically range from 2% to 5% of the home's purchase price.

Buyer-Paid Costs

  • Home inspection
  • Appraisal fee
  • Loan origination fee
  • Title insurance (buyer's policy)

Negotiable Costs

  • Attorney fees
  • Escrow fees
  • Transfer taxes
  • Recording fees

Summary

Estimated Closing Costs
$7,675
2.2% of home price

Typical Range for Your Area

Low Estimate (2%)$7,000
High Estimate (5%)$17,500

Purchase Breakdown

Home Price$350,000
Down Payment (20%)$70,000
Loan Amount$280,000
Closing Costs$7,675
Total Cash Needed at Closing$77,675

Down payment + closing costs

These are estimates only. Actual closing costs vary by location, lender, and specific transaction details. Request a Loan Estimate from your lender for accurate figures.